The new scene of crime is "ATM-Skimmers". I think many might know about this , but still i insist upon this for those who are not aware of it, as for all of us Money matters a lot.
OPERATION:
These devices just goes over the card reader of an normal ATM machine. They read the card's magnetic stripe and store the informations for later use. This device is usually inserted in conjunction with miniature camera(insigignificantly attached with ATM) to read the user's PIN. Another method is using the same device is keypad overlay which matches up with the buttons of the legitimate keypad below it and presses it when ever it gets operaed , the keylog of the PIN is recorded or transmitted in wireless mean.
How to identify it?
These devices are usually not mounted by screws (as ATM would notice that) but by tape. So if we apply some force the device would come off . In case of the keyboard below it, can also be tried to dismount. If you have noticed the original outline of an normal ATM this can be identified easily.
AVOIDANCE:
To avoid any haseless things, follow these tricks to avoid getting caught in skimming scam.
1) Use Secure ATM machines: under video surveillance or inside a bank lobby as they are less likely to be tampered with.
2) Cover the ATM keypad: Cover it when you are about to enter the Pin number as ther may be any hidden camera around.
3) Skimming devices will stick out a few inches from ATM. If something looks suspicious find another ATM. Don't fall for a poor fitting device(or a sticker or sign that say "Swipe here first" or "Use this machine only".
4) If the card in held in the machine , call the bank immidiately.
5) Dont accept any help from the people roaming out of ATM , they may say that they too had same trouble and instruct us to enter the number again.
6) Keep changing your PIN number( remember it too!!
) thought NET banking or Phone banking.
OPERATION:
These devices just goes over the card reader of an normal ATM machine. They read the card's magnetic stripe and store the informations for later use. This device is usually inserted in conjunction with miniature camera(insigignificantly attached with ATM) to read the user's PIN. Another method is using the same device is keypad overlay which matches up with the buttons of the legitimate keypad below it and presses it when ever it gets operaed , the keylog of the PIN is recorded or transmitted in wireless mean.
How to identify it?
These devices are usually not mounted by screws (as ATM would notice that) but by tape. So if we apply some force the device would come off . In case of the keyboard below it, can also be tried to dismount. If you have noticed the original outline of an normal ATM this can be identified easily.
AVOIDANCE:
To avoid any haseless things, follow these tricks to avoid getting caught in skimming scam.
1) Use Secure ATM machines: under video surveillance or inside a bank lobby as they are less likely to be tampered with.
2) Cover the ATM keypad: Cover it when you are about to enter the Pin number as ther may be any hidden camera around.
3) Skimming devices will stick out a few inches from ATM. If something looks suspicious find another ATM. Don't fall for a poor fitting device(or a sticker or sign that say "Swipe here first" or "Use this machine only".
4) If the card in held in the machine , call the bank immidiately.
5) Dont accept any help from the people roaming out of ATM , they may say that they too had same trouble and instruct us to enter the number again.
6) Keep changing your PIN number( remember it too!!
) thought NET banking or Phone banking. 
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